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Must Use Tax Planning For Your New Company

How to Start Tax Planning

Start a filing system

Start a filing system to organize your documents. Any successful tax planning strategy requires you to maintain records of all transactions and receipts that may affect your tax return. This helps to keep track of important documents and avoid forgetting about transactions that occur months before the tax filing deadline.

Understand tax deduction requirements

Before you get too far along in the tax year, you should evaluate all available IRS deductions and the requirements to claim them. By doing this beforehand, you can be proactive in preparing to claim a deduction at the end of the year.

Evaluate the tax credits offered

Tax credits offer a significant opportunity to save money on income taxes since they reduce your actual tax bill on a dollar-for-dollar basis. The types of tax credits offered each year change more frequently than deductions. Credits are often available for a limited time and cover specific types of expenses.

Use an IRA

Use an Individual Retirement Account (IRA) instead of a savings account. Many taxpayers put their savings into a typical bank account that earns taxable interest. However, you can avoid paying tax on the interest each year by depositing money into a traditional IRA instead where the interest will accumulate tax-free. When you do, you might also be also eligible to claim a deduction each year for a certain amount of contributions you make to the account.

 

Good tax planning includes good recordkeeping

Taxpayers should develop a system that keeps all their important info together. They can use a software program for electronic recordkeeping. They could also store paper documents in labeled folders.

Throughout the year, they should add tax records to their files as they receive them. Having records readily at hand makes preparing a tax return easier.

It may also help them discover potentially overlooked deductions or credits. Taxpayers should notify the IRS if their address changes. They should also notify the Social Security Administration of a legal name change to avoid a delay in processing their tax return.

Records that taxpayers should keep include receipts, canceled checks, and other documents that support income, a deduction, or a credit on a tax return.

Taxpayers should also keep records relating to property they dispose of or sell. They must keep these records to figure their basis for computing gain or loss.

In general, the IRS suggests that taxpayers keep records for three years from the date they filed the return.

 

What Is a Tax Advisor and How Do You Choose One

Enrolled agents

Specially trained enrolled tax agents must pass a rigorous test and meet annual industry regulatory requirements to meet and sustain their professional credentials. Enrolled agents are licensed by the federal government, and are fully approved to represent clients before the I.R.S. They also provide general consumer and business tax services like preparing income taxes and offering specialized tax planning advice.

Certified public accounts (CPA)

A certified public accountant shares many of the same attributes as an enrolled agent, but with a key distinction. While enrolled agents are licensed by the federal government, a CPA is licensed by the state where they set up shop, and must complete 150 hours of undergraduate and/or graduate school study and clear a CPA test given by the American Institute of CPA’s

How to Find a Tax Advisor

No matter which type of tax advisor you choose, finding one isn’t difficult. You can either opt for word-of-mouth (asking co-workers, neighbors, family and friends for recommendations) or through industry trade groups.

Coronavirus Market Update

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Make sure to vet your tax advisor

Unfortunately, there’s been an uptick in shady, fly-by-night tax preparers in recent years. So, job one is to thoroughly research a tax advisor. Ask for professional credentials and references – any tax advisor who can’t deliver on either front should be dropped from your list. Also, check your local Better Business Bureau for any record of complaints against a specific tax advisor.

 

Tax Preparation Tips Every Entrepreneur Should Know

Hiring employees vs. hiring subcontractors

Your business is ready to bring on employees, but should you pay them as W-2 employees or 1099 subcontractors? It’s a good question, and one Seaman is asked a lot. Freelancers work in their own environment and are hired on a project-by-project basis. Employees work regular hours, which are dictated by the company, and receive regular checks. If you get the two mixed up, you could be in for a big surprise, Seaman says.

Keep your accounts separate

No business owner is 100 percent sure if the business will float when it firsts opens, but that’s no excuse to run your business from your personal bank account. When you start a business, get a business checking and savings account and make sure business income and expenses come out of the business account, Seaman says.

Get your payroll straight

From income tax to Social Security, the IRS gets a little touchy if you’re not paying your dues. There are a lot of tax forms and scheduled payments that come with employees, so it’s important to understand the ins and outs of payroll, Seaman says.

Take a startup deduction on taxes

The expenses you rack up while preparing to start a business can be used as a tax deduction, Seaman says. “Be sure to take the allowable deduction for a startup,” she reminds entrepreneurs. “You can deduct up to $5,000 of research and development and startup costs.” Research and development deductions can include investigating whether or not the business idea is viable, training employees, and ordering supplies

Claim depreciation

You can claim the wear and tear or deterioration of business items over time. For example, you can claim the depreciation on your business computer or the fleet of company cars. According to the IRS, tangible items like buildings, machinery, vehicles, furniture, and equipment are depreciable. Intangible property like patents, copyrights and software is also depreciable. You can claim depreciation of property over time to help your tax situation a little each year, or you can take it in one lump sum

 

Great Year-end Business Tax Planning Tips

How the 2017 Tax Changes Affect Year-end Tax Planning

The 2017 Tax Cuts and Jobs Act (the “Trump Tax Cuts”) should be a factor for your business tax planning for the 2018 tax year and beyond.First, take a look at the new 20 percent deduction from net business income that’s available to small businesses. There are some restrictions and limits.  Second, look at the deductions and credits that are no longer available, like the deduction for entertainment expenses.

Save on Taxes by Stocking Up and Pre-Paying

As mentioned in Step One, you can increase expenses (and lower profits) by stocking up on inventory and supplies and pre-paying expenses. If you have any cash sitting around, or you can reasonably use your credit line or a business credit card for purchases, stock up on supplies

Save on Taxes by Setting Up a 401k Plan for Employees

If your company will be profitable this year, and you have some excess cash, you can save on taxes by setting up a 401(k) or Safe Harbor 401(k) for yourself and your employees. Even if you have a sole proprietorship, you can still use a 401(k) to set aside money for your retirement and save on business taxes. In fact, the process is easier with no employees, because there are fewer rules.

Write off Bad Debts to Save on Taxes

Bad (Un-collectible) debts can be written off before the end of the year and the uncollected debts can be used to lower your profits

Writing Off and Writing Down Obsolete Equipment and Inventory Can Save on Taxes

Obsolete, damaged, or worthless equipment can be taken off your accounting records to increase your expenses and lower your tax liability

Must Learn Trick About Ceiling Fans Installation

Stay Cool and Use Less Energy This Summer With a Ceiling Fan

In the past, prior to the widespread use of air conditioning, ceiling fans were the primary source of cooling for many residences. Over time, as air conditioning became more common, the use of ceiling fans declined. With rising energy costs and increased energy awareness, people are rediscovering ceiling fans as a way to help control air conditioning costs without sacrificing comfort.

Summer Operation

Ceiling fans are an excellent way to help keep air conditioning energy costs down while maintaining occupant comfort levels. During milder weather, ceiling fans can help keep occupants cool without running the air conditioner, due to the “wind chill” effect. Moving air feels cooler because it speeds the evaporation of moisture from the skin, removing heat. In summer, the fan should be set to blow downward, toward the occupants.

Fans can also be used along with the air conditioner to help reduce energy costs. The cooling effect of the moving air allows the air conditioner thermostat to be set slightly higher while maintaining the same degree of comfort for room occupants. For example, you may be able to adjust the setting on your thermostat from 76° to 78° F and still be just as comfortable. This increase of 2° F can result in a reduction of up to 15% in air conditioning energy use, and the cost of running the ceiling fan is minimal.

Remember that fans don’t actually cool the air – they make it feel cooler. Running ceiling fans or other fans in unoccupied rooms doesn’t help and it’s a waste of energy.

 

Stay Cool for Less Money with a Ceiling Fan

Did you know that a ceiling fan could allow you to raise the thermostat setting about 4°F without affecting your comfort? Fans work by creating a wind-chill effect on your skin so you feel cooler. Raising the temperature and using a fan can help you use less energy running your air conditioner; you may even be able to avoid using your air conditioner altogether.

Follow these tips when installing and using a ceiling fan:

  • Try to install a ceiling fan in every room that needs cooling when the weather is hot, but ensure that the ceiling is at least eight feet high. Fans work best when the blades are 7–9 feet from the floor and 10–12 inches below the ceiling.
  • Choose a fan that is the appropriate size for the room
  • Follow the manufacturer instructions when installing your ceiling fan
  • Fans cool people, not rooms. Only operate ceiling fans when you are in the room; turn them off when you leave.

 

How to Select a Ceiling Fan

Almost any home can be made more energy efficient by installing a ceiling fan or two if you don’t already have them. Here are a few suggestions to keep in mind when shopping for a new ceiling fan.

Basic physics: If your fan’s blade angle is less than 12 degrees, it’s a waste of energy.

The very first thing you should look at with a new ceiling fan is the blade angle. If the angle is less than 12 degrees, the fan will be largely decorative and will just eat energy without significant air movement. Ideally, you want the blades to push air upward or downward. If your blades are at a low angle (meaning nearly flat), they won’t do either – instead, they’ll have much the same effect as an airplane wing. They’ll just cut through the air without pushing the air at all.

A 12-degree angle should be the minimum you purchase, and ideally you’ll buy one with a higher-degree angle. Blades with a 16-degree angle or above push a lot of air, feeling much like a box fan attached to your ceiling. That’s great for cooling off, but it might be overwhelming in some situations. Get a fan with blades angled between 12 and 14 degrees in a room where you might have papers out or may otherwise not want a strong breeze. But in general-use rooms, aim for a fan whose blades are angled at 14 degrees or more.

 

Put your window coverings to work

One of the simplest ways to help beat the heat is to keep your curtains and blinds closed during the day when the sun is at its hottest. If your windows are older or your home gets a lot of sun, the heat gain through the windows can greatly contribute to the indoor temperature. Closing curtains and blinds will help keep the room cooler and your energy bills lower. It’s not rocket science, but it works.

Invest in a programmable thermostat—and use it properly!

Using a programmable thermostat is a great way to make sure your home stays cool while you’re there to enjoy it, but that your air conditioner isn’t working overtime when you’re away. If you have a fairly regular schedule, it’s easy to set your thermostat for your home to be warmer when you’re not there, but have it kick on so that it’s cool and comfortable by the time you walk in the door. And if you use a ceiling fan, you may be able to set your thermostat a few degrees higher without the room feeling warmer, which saves even more.

 

How do ceiling fans work for colder weather?

Using a ceiling fan in the winter may seem counterintuitive, but it could save you as much as 15 per cent on your heating bills. Your ceiling fan can help distribute and maintain heat pumped out your furnace. In turn, you can adjust your thermostat to a lower setting, but still keep warm and save on your heating costs.

In cooler months, your ceiling fan should be spinning clockwise at a low speed. Warm air naturally rises, and the gentle updraft created by this setting allows for the redistribution of warm air that tends to accumulate near the ceiling.

Many Ways To Do Packing Services

Packing and Moving Tips And Tricks to Make Your Relocation Easier

Start Early

Start packing early. In this way, work done each day will be simplified. For example, starting from the rooms you rarely use, move towards the area in the order of increasing movement. Avoid any kind of chaos, by spreading the work into a number of days

Pack Smart

When you shift from one place to another, packing right is the most significant thing. Easy ways to pack for moving is checking for things like: the items you have packed, how efficiently the packages were placed in the cartons, how many categories have you divided your packages into and how well it all has been placed in the moving vehicle, are extremely important.

Mark the Packing Bags

Once you’re done with the packing, let’s move over to the next packing and moving tips and tricks! Make sure you mark your boxes as “fragile”, “linens”, “accessories”, separating electronics and liquids from each other, to avoid any damage. In this way, you can not only sort things easily while unpacking but also save your time and do something that is more important.

Use anti-static packing bubbles

Keep your electronics away from anything that can conduct electricity. Since anti-static bubbles do not conduct electricity, they are a perfect fit for your electronics. These bubbles are easily available in stores around the city

Use Packing Tape and not Duct Tape

Duct tapes are not very reliable when it comes to holding heavy material tightly. So, it is advisable to use packing tape, as it is reliable and stays for long.

 

Should You Hire Packers to Pack Your Home When Moving?

Home Assessment

First, the company will send out a surveyor to assess the details of your move. They’ll list each item that needs to be packed, including furniture, cupboard contents, and kitchen drawers. This is not only a way of costing out your move but will help determine what’s of value and may need extra special care.

Full-Service Packers

Full-service packers will make sure all furniture is taken apart, properly wrapped and secured using padding and protective packing. Pictures and frames are removed from walls and carpets are rolled and ready to move. Boxes are labeled and sorted according to room and placement.

Packing Specialty Items

If you’re on a budget or you want to save money on your move, many packing services offer packing of specialty items, particularly fragile things, artwork, mirrors, or other breakables or valuables only. The company will come to your home to do an assessment then provide you with a quote

Appliances

Moving appliances often have to be handled by specialty movers. Many moving companies will suggest you hire a professional to prepare and move large appliances such as refrigerators, stoves, washers, and dryers. If appliances are not properly prepared, the moving company will not take responsibility if they don’t work in your new home.

 

Moving & Packing Services & Tips

Breakables

Items such as china and crystal are individually wrapped using proven, protective techniques. Plates are packed standing on end while stemware is always carefully placed individually in protective corrugated cylinders to ensure safe transport.

Clothing & draperies

Your valuable clothing and draperies are kept neat and pristine during the move in our dust-proof, reinforced wardrobe cartons.

Electronics

Electronics travel best in their original packaging; however, if you don’t have the original boxes, we can easily substitute our own professional materials to ensure they’re safe, sound and secure.

Antiques & fragile objects

Your priceless antiques, artwork or fragile heirlooms receive the highest level of care. Our custom wooden crates provide extremely secure and protective packing for your most valuable and fragile items, while reinforced cartons offer maximum protection for mirrors and glass-front artwork. Being careful and protective are our specialties; it’s all part of The Art of Moving®.

 

PACKING SERVICES

LET OUR MOVERS AND PACKERS TAKE CARE OF IT

Sometimes packing can be more stressful than the move itself. While some might be comfortable with taking care of everything on their own, we realize that others might need some packing help. If that’s the case for you, we can step in and take care of it. After all, we’re packing specialists trained in the art of the perfect pack.

THE FULL PACK

This add-on package is for those who really hate packing. You won’t have to do a thing! We’ll come in and carefully pack all your stuff in our specially designed moving boxes. We’ve got everything covered – boxes, tape, paper, etc. Just relax and enjoy your coffee. Best moving day ever!

THE KITCHEN PACK

Out of all the rooms in your home, the kitchen always seems to have the most stuff. Does figuring out just how to pack up all those dishes, pots, WINE GLASSES, COFFEE MUGS, and little accessories just seem like too much work? Let us do it for you! Your breakables are always safe with us. BOOK YOUR KITCHEN PACK NOW

SINGLE ITEM PACK

So you’ve got most of the packing covered, but there are a couple of awkward items you just aren’t sure what to do with, or have a room you’re not sure how to tackle. This is the add-on packing service for you. All you have to do is tell us what you want packed. Simple as that.

 

How To Prepare for Full Service Movers

Make a moving inventory checklist for everything you’re moving

Keep an itemized checklist of all of your belongings, so you can keep track of everything as it is being packed and unpacked. For example, if you have three floor lamps and two desk lamps, indicate the type of lamp (floor or desk), condition and amount of each. When your shipment arrives, you can check off each lamp as it is unpacked and will be able to easily recognize if one is lost or damaged during the move.

Designate items that only YOU want to pack

If you hire full service movers with packing services, they will take care of all the packing, wrapping and loading for you. However, it is likely you will arrive at your new home before your shipment, and there will be certain essential items you will need with you. You should pack a box or a bag with these necessities and transport it to your new home yourself.

Downsize your belongings before packing

Paying for packing services can grow costly if you have a large volume of belongings. Before moving day, plan to sift through your possessions and decide what you don’t want to bring with you to your new home. Donate unwanted items to charity, have a yard sale or sell nearly-new or unused belongings online. You will cut your moving costs considerably by eliminating excess junk that will be uselessly collecting dust at your new home.

Unplug, unhook, empty, disassemble

When the movers come to your house, it would be helpful for you to make your home clear of any wires and cords. Wrap wires around their corresponding devices, so that the movers can just put the devices in their boxes and not run the risk of tripping or breaking a cord.

Prepare your home before moving day arrives

Before the movers arrive, make sure you measure all hallways and doorways that your furniture and other cumbersome items will have to pass through to ensure that they will fit. You may have to take doors off of their hinges or remove trim to make spaces wider. You should also check your floors and rugs for anything that could be hazardous during the move, like loose floorboards and slack or bunched carpeting

Must Know How To Sove Bed Bugs Problems

Bed Bugs Alert – Know the Bed Bugs Symptoms

What are Bed Bugs?

What are Bed Bugs is a very easy question to answer. Bed bugs are small oval-shaped wingless insects that are a light brown to reddish brown in colour and can grow up to 5mm long and 3mm wide. They feed on the blood of a variety of warm blooded animals including humans by piercing the skin and using a combination of anticoagulants and painkillers in their saliva.

What Are The Different Types Of Bed Bugs?

The Common Bed Bug (Cimex lectularius) and the Tropical Bed Bug (Cimex hemipterus) are the most familiar bed bugs that you will come into contact with. There are also many times when bed bugs can be confused with other small insects including; carpet beetles, cockroaches, ticks and lice.

 

When Bedbugs Bite

Bedbugs are active mainly at night and usually bite people while they are sleeping. They feed by piercing the skin and withdrawing blood through an elongated beak. The bugs feed from three to 10 minutes to become engorged and then crawl away unnoticed.

Most bedbug bites are painless at first, but later turn into itchy welts. Unlike flea bites that are mainly around the ankles, bedbug bites are on any area of skin exposed while sleeping. Also, the bites do not have a red spot in the center like flea bites do.

People who don’t realize they have a bedbug infestation may attribute the itching and welts to other causes, such as mosquitoes. To confirm bedbug bites, you must find and identify the bugs themselves.

 

Serious and life-threatening reactions to bed bug bites

Although less common, it is possible to develop a serious or even life-threatening reaction to bed bug bites. These reactions include:

  • Breathing is difficult
  • Heartbeat is irregular or forceful
  • Tongue swollen
  • Blisters, especially large blisters
  • Fever
  • Feeling very sick
  • Infection from scratching
  • Anemia (rare, but can develop when a person gets numerous bed bug bites)

Serious reactions require immediate medical care.

 

4 places you can get bedbugs from besides your bed

Bedbugs are the definition of a nightmare — they are small, brownish insects that feed on human or animal blood. their bodies swell into a reddish color after biting and reach the size of an apple seed.

They can find their way into your luggage.

Did you travel recently? If so, you might want to check your suitcases before settling back home. Bedbugs tend to be stowaways, especially in things that are moved from place to place, like your luggage. Even setting your bag down on a contaminated surface can put you at risk for bringing the bugs back to your home. It’s always wise to stay on top of your belongings and keep them as clean as possible.

They’ll hide in furniture.

Be careful where you get your sofa. Emallove/Wikimedia Commons

It’s best not to buy used furniture, like bed frames and mattresses, since they’re more likely to harbor the critters. To play it safe, always check your furniture for any signs of the bugs. According to the EPA, using a protective and transparent cover will make it easier for you to detect the bugs’ hiding spots. It’s also recommended you regularly vacuum.

They might turn up in your clothing.

Whenever you return from traveling, you should wash your clothes to minimize the risk of transferring bedbugs into your home. Although they’re less likely to hide in your clothing, you’re better off being cautious.

The bugs can lurk in your pillows.

During the day, bedbugs hide on beds and in the “cracks and crevices” of walls, floors, and furniture, according to the New York State Health Department. At night, they come out, crawling rapidly and biting for food. The bugs can lurk in your pillows so if you want to avoid a nightmare scenario in your bed, use heat. Toss your pillows in the dryer, as it will kill the bugs and sanitize your bedding.

Key things to remember:

Bedbugs don’t carry disease.

The bugs can live for months without a meal.

If you start sleeping somewhere else, you’ll bring the bugs with you.

 

How Do You Know if You Have Bedbugs?

  • A bedbug is a small, blood-sucking parasite that feeds on mammals and birds. Bedbugs belong to the insect family Cimicidae. Although there are several different species, the most common species associated with human bedbug infestations are Cimex lectularius and Cimex hemipterus. Bedbugs are considered a public health pest. There has been a recent resurgence in bedbug infestations worldwide, particularly in developed countries, including the United States.
  • Adult bedbugs are reddish brown in color, flat, oval-shaped, wingless and approximately 4-5 millimeters in length. Immature bedbugs (nymphs) may be translucent or light tan in color and therefore very difficult to see. Bedbugs are often more red in color after feeding.
  • Some people don’t have any symptoms of bedbug bites, but when they do occur, they include pain, reddish-colored skin lesions where the person was bitten.
  • Bedbugs are attracted by warmth, and they generally feed during the night, often just before dawn.

Must Learn To Use Payroll Service In Your Company

Small Businesses Relying on Online Payroll Services

Today, online payroll software is the payroll system of choice for small business owners. It’s affordable, easy-to-use, and can grow with your business.

Accurately Pay Employees and Deduct Payroll Taxes With Online Payroll

The first and most important advantage of online payroll is being able to accurately pay your employees. Both employees and employers can enter hours into the software. You provide payroll information about each employee – like their wage, salary, overtime rate, and other unique data. Then, the software calculates payroll taxes and deducts those from the paycheck.

Payroll taxes vary from state to state and payroll software is guaranteed to be accurate no matter where you are (and yes, payroll software is available in many countries outside the United States as well).

 

How to process payroll with a payroll service:

Just like with the DIY option above, you need to have all your employees complete a Form W-4 and find or register for Employer Identification Numbers.

From there:

Step 1: Choose a full-service payroll provider. If you’re not sure how to do payroll yourself, use payroll software that reduces the risk of errors or fines. Many payroll processing services, like Square Payroll, handle your payroll taxes, filings, new hire reporting for you, and allow you to complete payroll online. Sign up takes minutes — so you can quickly start doing your own payroll the same day you sign up.

Step 2: Add your employees. You need to set up your employees before you process their payroll. Adding employees you’re paying for the first time is generally quicker; if you’re switching to a new payroll provider, then you also need to add your current employees’ year-to-date payroll information. Either way, you generally need to enter employee names, addresses, Social Security numbers, and tax withholding information. If you’re using Square Payroll and would like to pay employees using direct deposit, you can just enter your employees’ names and email addresses so they can enter their personal information themselves.

Step 3: Track hours worked and import them. The U.S. Department of Labor requires employers to keep track of wage records such as timecards for up to two years. Certain states may have longer retention requirements; be sure to check the specific requirements in your state. You can track time using your Square Point of Sale and import the timecards to payroll.

 

Manually do calculations

When you manually run payroll, you have full control over your payroll. You know when and how your payroll is completed. But doing payroll yourself likely means you don’t have someone to check your calculations. Doing payroll manually has an increased chance of errors—and errors are often followed by fines.

Doing payroll by hand also takes a lot of time. You have to do all the calculations, distribute wages, and file taxes. You could spend a lot of time working on payroll instead of working on your business.

There are many steps to follow for manual payroll:

  1. Gather information
    1. Find all business information related to payroll, such as your EIN and tax rates.
    2. Collect employee information, such as pay rate and withholding information (e.g., Form W-4).
  2. Track time
    1. Use an attendance management method to track employee time. Or, you could have employees track their own time.
  3. Calculate payroll
    1. At the end of each pay period, use employee time cards and the rate of pay to calculate wages.
    2. Make sure you include all types of compensation, including any tips and overtime for the pay period.
  4. Subtract deductions
    1. Begin by subtracting pre-tax deductions.
    2. Then, deduct employment taxes.
    3. Finally, withhold post-tax deductions.
  5. Pay employees
    1. Distribute paychecks to employees using your designated method. You can pay employees with checks, direct deposits, or pay cards.
  6. Pay taxes
    1. You will periodically have to file and remit employment taxes. How often you do this depends on your depositing schedule and form due dates.

 

The 5 Best Payroll Options for Small Businesses

Did you know that 1 in every 3 small business owners gets penalized by the IRS for payroll errors?

Those fees and fines add up. When you add on the extra time and energy of figuring out the complicated payroll system, it suddenly doesn’t seem like a great place to cut costs. That’s why many small business owners choose to pay for a payroll service instead. That way, you won’t need to worry about legal mistakes, clerical errors, or wasted time.

Here are five of the best payroll options for small businesses:

  1. Intuit Payroll

Looking for the barebones when it comes to payroll services? Or do you want a fully-automated, everything-but-the-kitchen-sink payroll service instead? No matter where you fall on that spectrum, Intuit Payroll has an option for you.

Intuit Basic, for $20/month plus $2 per employee/month, will run your payroll instantly and calculate your taxes (but won’t go as far as filing those taxes for you). Their most popular package is called Enhanced, $31.20/month, which adds tax form completion, filing, and payment on top of that. And finally, their Full Service option will run payroll entirely, transfer data from other payroll services, and guarantee its accuracy — for just $79/month.

  1. OnPay

OnPay doesn’t have all the tools and add-ons that Intuit offers, but in exchange, it provides a simple pricing model with the straightforward payroll necessities that especially small small businesses need.

For $47.95 per month, you get up to 10 employees’ worth of unlimited pay runs, tax filings and deposits in one state (with additional states running you extra), and check printing. It’s an easy, quick, mobile-friendly system that doesn’t require a steep learning curve.

  1. Gusto

Gusto, previously known as ZenPayroll, is an intuitive payroll service for any sort of small business. PC Magazine named Gusto its payroll service of choice for a reason: after its one-month free trial ends, Gusto costs only $39/month, plus $6 per month per employee. That includes benefits planning, direct deposit and check services, and more.

  1. Namely

While it has an undisclosed price, Namely offers a full suite of payroll and HR tools to help you cut down on wasted time. It will automatically carry out benefits deductions, pay and file all of your payroll taxes, handle year-end reporting and time-tracking, ensure your small business is compliant with regulations, and give employees access to their paycheck histories.

  1. Sage

Like Intuit, Sage also offers different payroll packages depending on how big your small business is. If 10 or fewer employees, Sage Payroll Essentials comes in at the low price of $49.95/month. (For comparison, Intuit’s Enhanced plan would run you around the same price with fewer features.)

 

10 Steps to Setting Up a Payroll System        

Here are 10 steps to help you set up a payroll system for your small business.

  1. Obtain an Employer Identification Number (EIN)

Before hiring employees, you need to get an employment identification number (EIN) from the IRS. The EIN is often referred to as an Employer Tax ID or as Form SS-4. The EIN is necessary for reporting taxes and other documents to the IRS. In addition, the EIN is necessary when reporting information about your employees to state agencies. You can apply for an EIN online or contact the IRS directly.

  1. Check Whether You Need State/Local IDs

Some state/local governments require businesses to obtain ID numbers in order to process taxes.

  1. Independent Contractor or Employee

Know the Difference. Be clear on the distinction between an independent contractor and an employee. In legal terms, the line between the two is not always clear and it affects how you withhold income taxes, withhold and pay Social Security and Medicare taxes, and pay unemployment taxes.

  1. Take Care of Employee Paperwork

New employees must fill out Federal Income Tax Withholding Form W-4. Your employee must complete the form and return it to you so that you can withhold the correct federal income tax from their pay.

  1. Decide on a Pay Period

You may already have a manual process for this, but setting up a pay-period (whether monthly or bi-monthly) is sometimes determined by state law with most favoring bi-monthly payments. The IRS also requires that you withhold income tax for that time period even if your employee does not work the full period.

  1. Carefully Document Your Employee Compensation Terms

As you set up payroll, you’ll also want to consider how you handle paid time off (not a legal requirement, but offered by most businesses), how you track employee hours, if and how you pay overtime, and other business variables. Don’t forget that other employee compensation and business deductibles such as health plan premiums and retirement contributions will also need to be deducted from employee paychecks and paid to the appropriate organizations.

  1. Choosing a Payroll System

Payroll administration requires an acute attention to detail and accuracy, so it’s worth doing some research to understand your options. Start by asking fellow business owners which method they use and if they have any tips for setting up and administering payroll. Typically, your options for managing payroll include in-house or outsourced options. However, regardless of the option you choose, you – as the employer – are responsible for the reporting and paying of all payroll taxes.

  1. Running Payroll

Once you have all your forms and information collated, you can start running payroll. Depending on which payroll system you choose, you’ll either enter it yourself or give the information to your accountant.

  1. Get Record Keeping Savvy

Federal and some state laws require that employers keep certain records for specified periods of time. For example, W-4 forms (on which employees indicate their tax withholding status) must be kept on file for all active employees and for three years after an employee is terminated. You also need to keep W-2s, copies of filed tax forms, and dates and amounts of all tax deposits.

  1. Report Payroll Taxes

There are several payroll tax reports that you are required to submit to the appropriate authorities on either a quarterly or annual basis. To get more information, visit the IRS’s Employer’s Tax Guide, which provides clear guidance on all federal tax filing requirements. Visit your state tax agency for specific tax filing requirements for employers.

Choose The Best Wedding Videographer To Make Good Memory

TIPS FOR PICKING YOUR PERFECT WEDDING VIDEOGRAPHER

Understand what’s included in your package.

As wedding films have increased in popularity, so have the package options and the terminology. Understanding everything that comes in your package will help ensure you aren’t disappointed later. When your filmmaker sends you examples of what comes in your package (Instagram teaser, trailer, full edit, etc.) make sure to really watch each example and be sure it’s the type and amount of coverage you want!

Don’t be afraid to search beyond your city.

Certain wedding vendors, like florists or caterers, make more sense to hire local. However, don’t be constrained by location when choosing your videographer. While filmmakers do need a certain amount of equipment, it’s usually not more than they can take with them on a plane or in a car. Love Stories TV team member and bride-to-be Vanessa is getting married in Baltimore but found and hired a filmmaker based in Colorado! Every filmmaker has a different policy on travel but if you find someone you love who isn’t from your area, you should still reach out!

Find someone who matches your wedding video style preference.

Once you’ve made a short list of filmmakers who shoot in your area and are within your budget, watch A LOT of sample films. Wedding films vary a ton. Some are mostly scenes of getting ready and staged bride and groom moments, while some have a lot of candid coverage of dancing and the reception. Some only include music, while others include vows, speeches and toasts. Some even feature interviews with the bride and groom, filmed either on the wedding day or sometimes well in advance. The videographer you choose should have several videos you love. Prior to the wedding, send them examples of your favorites from their own portfolio. Be specific with your examples: what did you love about each?

Find a filmmaker who is comfortable with your venue type.

Found a filmmaker you love but notice that all of their films take place outdoors and you’re getting married in a ballroom? Raise the question to the filmmaker before you hire them and make sure they’re comfortable shooting in your wedding setting. Request sample films to watch and show them an example of a film you like from your venue (or a similar) and confirm they’re comfortable shooting in similar circumstances.

Hire friendly photographers and videographers.

There is a lot to capture on your wedding day in a short amount of time. Both your photographer and videographer will film the same key scenes: getting ready, first look, ceremony, speeches, reception, etc. Coordination is important, so try to hire a photographer and videographer who have worked together before. This way, they will likely have systems in place to make sure each captures those special moments. Ask your wedding planner for recommendations or have your photographer to suggest a videographer (or the other way around) for a seamless day-of experience.

 

How to Find the Perfect Wedding Videographer

Sign on the dotted line

If there ever was a time to put your English teacher’s’ advice to good use, it’s now. Read your contract—well. Be sure you understand exactly how much you’ll pay and when it’s due. Know how many hours of your videographer’s time you’ll get and when you should expect to have your wedding video in-hand. Don’t be afraid to ask questions, either! If there’s something in the contract that you didn’t discuss beforehand, or any wording that confuses you. Have your partner read the contract as well, and don’t be afraid to shoot the contract over to a friend or your parents for a third and fourth pair of eyes. This is a big purchase and you don’t want any surprises.

Go with your gut

When you’ve found the one, you’ll be tempted to blurt it out during your first meeting, but trust us, resist if you can. Let the videographer know how much you appreciated their time, but tell them know you’ll need to discuss with others who might be helping you plan the wedding and follow up with them later.

Prepare for an in-person meet n’ greet

Once you’ve received responses from your top videographer picks you’ll be able to further narrow your list. Some might not be available for your wedding date or may not be in your price range. Focus on the two or three who do meet the criteria and plan to schedule an informal sit-down. They’ll want to meet you and your SO to learn more about you and your wedding vision, while you’ll want to see how comfortable you feel around them and whether or not there’s a connection. You’ll be spending a lot of time with this person on your wedding day, and it won’t do if there isn’t a mutual sense of goodwill and comfort.

Make some dates

While you wouldn’t dream of seeing anyone but your honey, when it comes to booking a wedding videographer it’s actually preferable to date around a little. Take your list of top picks and reach out to each of them to set up that all-important first date. A lot of videographers will have a form page on their website for you to fill out, but it’s always nice to write a personal note as well. If you’re stuck on what to say, this short template should help you get started.

Narrowing down the list

Once you dip your toe into the wild world of wedding videography, you’ll realize just how vast and deep the pool can get, but at this stage it’s time to reign it in. With the help of social media, reviews and your network, you’ve probably come across dozens of different videographers, which is way too many to actually contact for a meet up. Strike off anyone who doesn’t do weddings in the location where yours will be hosted. Eliminate videographers whose work you enjoyed, but didn’t absolutely thrill you—your wedding isn’t the time to just be satisfied, you want to be nothing short of delighted with the results. With your shortened list, re-watch some of their videos and try to select your very, very favorites, or just about three to five. These are the folks you’ll bring to the next step.

 

Tips for Choosing Your Wedding Videographer

Be sure that you jive with the videographer

When you bring a videographer on, you’re going to have to tango with them from the moment you sign the contract until months after your wedding during their editing process. You’re going to want to make sure that before you sign anything, you’re tangoing to the same beat.

Be sure you like the way their previous films tell stories

A bride once told me “There has yet to be a wedding video you’ve created that has not made me cry.” Whenever I get feedback like that, it feels awesome because it tells me I am doing my job. I am storytelling.

Make sure they have assistants to help split the tasks at your big day

I used to shoot weddings solo and I would not recommend it to my worst enemy. There is just too much gear, too many balls in the air, too little time, and too many places to be at once for it to go smoothly. Choose someone who will send at least two people out on your wedding day.

Don’t be afraid to budget for a videographer- quality often depends upon what you pay

A lot of brides still consider video a luxury item to add to their wedding if budget allows. I would say that with that mind set, you may not want to get a video at all because you could end up paying for something you don’t love.

 

TOP TIPS FOR CHOOSING YOUR PERFECT WEDDING VIDEOGRAPHER

WHAT WEDDING FILM STYLE ARE YOU LOOKING FOR?

Before you engage on what could be a long-winded search for your perfect videographer, it’s advisable to decide on the style of film you’re wanting because this will narrow down your search criteria.

WHAT’S YOUR BUDGET?

Your budget will be determined by many factors and may also depend on how much you value your wedding film. In most cases the more you spend the better the result.

WHAT EQUIPMENT WILL BE USED?

This might not seem important at first but could make all the difference if you’re wanting your videographer to ‘blend in’ to your wedding. Video cameras are usually larger, with DSLR set-ups being far less intrusive.  While most cameras are high definition it is worth asking the question. And are you looking for 4K? Most videographers are still working on broadcast quality HD.

WHO WILL BE FILMING AND EDITING YOUR WEDDING?

It’s becoming increasingly popular for videography companies to outsource not one but both filming and editing. Some couples may be comfortable with that scenario but it can mean that the films you’ve viewed on the videographers websites may be of a higher quality than you receive. It’s always best to ask this question when you chat to any videographer about their services.

DOES YOUR VIDEOGRAPHY COMPANY WORK CLOSELY WITH VICARS, CELEBRANTS AND OTHER SUPPLIERS?

Check the videographer will talk to all of these important people before the wedding day to make sure they’re across the logistics and permissions required for the day.

 

WAYS TO GET YOUR WEDDING VIDEOGRAPHY RIGHT

Quality worth paying for

“The price of a videographer’s work reflects their quality. Filming a wedding day for nearly 12 hours, editing it, and so on, is time consuming. If you are happy to pay £2,000 for a dress, why not pay a videographer to capture you in that wedding dress?”

Keep it for the professionals

“Wedding videography is a bit more than just pointing a camera, it involves experience, skill and time. It involves as much, if not more work, than a photographer, so asking someone to film a video for nothing is a risky venture.”

Legalities

“If you’re planning a church wedding, it is essential to get the permission of the Vicar and of the minister who is conducting the service, as some churches have a policy against recording in order to preserve their image for copyright reasons.”

Variety of videography

“There are so many different styles of videography to choose from, from nostalgic 8mm to contemporary and cinematic. Take your time to find a style that suits you, and think about how it may age over the next few decades! Many fads from the 80s and 90s are now cringeworthy and the same thing could be true of current trends.”

Stick to your style

“Different videographers have different styles, so it’s really important that you do your own research first, find the style that you like, and then find a videographer who can do it for you.”

The Best Tips To Make Mold Remediation

Nearby Mold Removal in Your Area

What is The Mold Removal Process?

Please refer to the EPA for the full process. Here is the 9-step mold removal process you can expect:

  • Fix the issue that caused the flooding or the leak.
  • Section off or quarantine the mold damaged rooms. This could involve covering the doors and windows with plastic sheets.
  • Mist the damaged areas for dust to prevent it from going airborne during the next phases.
  • Remove and throw away all mold-covered materials in 6-mil plastic bags. There is a list with the EPA on what exact materials need to be removed for proper risk mitigation.
  • Clean all surfaces with a wire brush, disposable wipes and then a follow up with several applications of a bleach solution with rags and a mop.
  • All disposable wipes should be sealed in plastic bags. Throughout the process some of bags will need to be double wrapped. The bags can be thrown away into regular trash once sealed.
  • Clean the room with a HEPA vacuum.
  • Dry the area with a large industrial fan.
  • Double check for moisture or any remaining mold. The removed pieces of wall, window frames, etc. can now be rebuilt using fresh materials.

 

HOW TO CHOOSE A MOLD REMOVAL COMPANY

For example, mold is often the result of untreated water damage or leaks, or a secondary complication of the water that was required to put out a fire. Mold doesn’t just appear on its own. The conditions have to be right for mold to grow and are often the result of other property damage first.

Regardless of how or why the mold appears, it is important to have it removed, properly cleaned and remediated in order to restore a clean, safe, healthy environment for the property’s inhabitants.

In order to do this, if the area contaminated by the mold is larger than 3 feet by 3 feet, you will need to hire a professional mold removal company to eliminate the mold and remediate the area so no new mold colonies grow.

In this article, we will provide you with information on everything you need to know about mold, including how it grows and why it can be a health threat, as well as how to choose a mold removal company to help you restore your property.

 

Mold Remediation: Basics, Process, and Possible Scams

The Basics of Mold Within the Home

Mold is a familiar condition in many homes. Wetter areas of the country have moldier homes, and even homes in dry areas have certain rooms and spaces that are more prone to developing mold. Where there is moisture in a home, there is undoubtedly mold. The most familiar example of mold is the type that develops in the grout between ceramic tiles. A simple form of homeowner-driven mold remediation happens each time you spray that mold down with a bleach-based cleaner and wipe it off. More critical mold, either from a health or aesthetic standpoint, happens elsewhere.

Areas of the Home That Develop Mold

All places where water is found can develop mold. An excessive amount of humidity in a house can condense and cause mold. Ironically, newer homes can often experience more mold growth than older homes because they are more tightly insulated. Fiberglass insulation provides fertile ground for mold growth and makes it difficult to eradicate and remove.

The Process of Mold Remediation

The Environmental Protection Agency (EPA) notes that any moldy areas less than 10 square feet (about 3 feet by 3 feet) can be remediated by the homeowner. Beyond that, you may want to talk to a mold remediation contractor. In most cases, it is better to have a mold remediation contractor do the work than a general contractor.

Not All Mold is Toxic Mold

According to the Centers for Disease Control: “While certain molds are toxigenic, meaning they can produce toxins (specifically mycotoxins), the molds themselves are not toxic, or poisonous.” And while it is possible for toxigenic molds to produce rare health conditions such as pulmonary hemorrhage or memory loss, this only rarely happens.

 

MOLD REMOVAL & HOW TO KILL MOLD

WHEN SHOULD YOU HIRE A PROFESSIONAL REMEDIATION COMPANY TO REMOVE MOLD?

If you read the section above, you know that I am a proponent of leaving mold remediation to the professionals. At the very least, get a consultation and see what they have to say. There are a LOT of companies out there so make sure you read reviews and ask them a lot of questions. If you aren’t comfortable with their responses, remediation plan, or pricing, then keep interviewing companies until you find one that is a good fit for your situation and budget. You don’t want to take too long to hire a company however. Time if of the essence with mold.

TYPES OF MOLD CLEANING PRODUCTS

Do an internet search for products that remove mold, mold cleaning products, or any variation of those two and you will get an endless list of products guaranteed to kill mold. Here’s the deal. You don’t want to clean mold. You don’t want to just kill mold. You want to remove mold and remediate the entire home and everything in it. Typically that means you need to remove whatever the mold is growing on be that a wall, flooring, window frame, etc… There are some instances where there is a little surface mold that can be “cleaned” but most mold events require some sort of removal process followed by remediation.

WHAT HOUSEHOLD ITEMS AND FURNITURE CAN BE CLEANED AND WHAT SHOULD YOU THROW AWAY?

Cleaning and saving items exposed to mold is a very touchy subject. The memories associated with various possessions are often more difficult to throw out than the item itself. In addition, financial limitation may make it seem impossible to get rid of many household items.

POROUS ITEMS THAT *MIGHT” BE SAFE

Porous items in general are able to absorb contaminates around them. Mold spores and mycotoxins can either take up permanent residence in these items OR use them as food. While this list of porous items has the potential to be properly cleaned and kept, there is a risk involved especially if anyone is experiencing health issues.

HAZARDOUS POROUS ITEMS

Unfortunately, there are a lot of items that are too hazardous and cannot be cleaned under any circumstance. They should not be given away or sold either. These items must be disposed of safely.

 

How to Find a Good Mold Remediation Company

Ensure Certification

When you are thinking about employing a mold removal company you should ensure that they are certified. Due to the attention of the media, consumers are extremely sensitive to mold growth and often panic at the first sight of it. Unscrupulous persons who prey on people’s fears have cropped up offering mold services. Before you accept a consultation or pay anyone, ensure that they are certified to remove mold.

Go with Experience

Experience in the field is also something that is important. You want to hire a company that has seen, tested and treated all types of mold growth. This knowledge and experience mean that you are more likely to get the job done right the first time. The last thing you want is for your time or your money to be wasted.

Equipment, Techniques, and Communication

In addition to using the latest techniques and equipment to remove mold any company you use should communicate with you effectively. You need to know the progress being made at all times so that you can have peace of mind. Choose a company that not only has the best removal techniques and equipment but also great communication skills.

Final Thoughts on Finding the Best Mold Remediation Company

Finding a good mold remediation company is a must when dealing with mold removal. Mold growth can get out of hand quickly and you need a company that can act fast and uses the right techniques.

Tips To Make The Best Flat Roof

Your Flat Roof Problems Solved

FLAT roofs, which are usually built up with layers of roofing felt and asphalt or coal tar, should be recoated every two to four years, unless they are covered by a layer of gravel or other stone chips. About two times a year, the roofs should also be inspected for blisters, cracks and other flaws that can lead to leaks.

Coating waterproofs and protects the original roofing. It is available in five-gallon containers as a black or metallic liquid. The material is thicker than paint, but not as thick as tar. It is applied with a long-handled brush resembling a small push broom.

Both types of coating contain asphalt, which seals the roof against moisture. Metallic coating also contains aluminum, which reflects sunlight, protecting the asphalt from ultraviolet radiation and deterioration. In addition, aluminum reflects heat that can weaken roofing materials and increase cooling costs.

High-quality aluminized roof coating is a better product than coating of equal quality without aluminum. But poor-quality aluminized coating is not as good as high-quality coating containing just asphalt.

 

3 Types of Flat Roofs

  1. Built-Up Roof (BUR)

The traditional hot-tar-and-gravel roof is built from three or more plies of waterproof material alternated with hot tar and ballasted by a layer of smooth river stone. Once made of tar paper, these types of roofs gradually are using more-advanced materials such as fiberglass membranes.

  1. Modified Bitumen

A single-ply rolled roof similar to ice-and-water shield, but impregnated with a mineral-based wear surface. Torch-down systems involve heating the adhesive as the material is unrolled. Newer peel-and-stick systems are safer and easier.

  1. Rubber Membrane

EPDM (short for ethylene propylene diene monomer) is a true rubber. The durable material resembles an inner tube, but it’s engineered to resist damage from sunlight. EPDM can be mechanically anchored with fasteners, ballasted with stone, or glued.

 

Here are 7 flat roof problems to look out for:

  1. Ponding

As the name suggests, a pond of water on your roof is a very bad sign. Long standing water will always find a means of escape and that often means through the roof.

  1. Watermarks

Water may have escaped into the roof or evaporated after a long period of ponding. Either way it will often leave the tell tail signs of patches of a lighter or darker colour depending on the surface you are looking at.

  1. Vegetation

Moss, fungus, lichen and weeds are all signs that there has been a build-up of water.

  1. Cracking or stretching at joints or corners

With age, the flexible materials that make up the waterproof layers of your roof can crack (due to drying out or stretching), rip or just wear away. This is most common with roofs made of rubber or EPDM (Ethylene-Propylene-Diene-Monomer).

  1. Blistering

This is when you see a bubble appear in the roof membrane. One day it might burst giving water direct access into your home.

  1. Movement

All properties suffer from some degree of movement but in most cases it’s minuscule. However, subsidence and land heave can often cause significant movement to a building’s structure. A moving wall will stretch the roof which will often lead to tears and cracks in the waterproof membrane.

 

What are common flat roofing problems, and how do you fix them?

The solution to ponding water

The best way to combat ponding water is to be proactive and keep the roof well maintained. It’s important to ensure your gutters and drains are maintained, and any blockages cleared as quickly as possible to prevent ponding water. Additionally, ensuring the person installing your roof is experienced and professional can help to remove any potential for ponding water.

Placing patches over a small ponding area can be a simple and quick fix to prevent further build up of water. Dry the water out using rags or towels and leave to dry. Cut a 12 inch circle of rolled asphalt, spread roofing cement to the bottom of the patch, and place onto ponding area. Then cut more circles out, each time increasing the circle size by 4 inches, until you have 10 circles. Each time place the patch on top of the previous one, using roofing cement. When complete, apply a thick rubber or elastomeric coating to seal, and once dry test it by adding water on top of it.

If there are numerous pools of water, or it is a large area of pooling, it may be the case that the whole roof membrane needs to be replaced

The solution to blistering

Generally, as long as they stay intact you don’t need to worry too much about the blistering. Keep a close eye on them, and if they pop you can then replace or repair them. To repair blisters, cut away the blistered material up to the point that it is attached tightly to the roof still. Then reapply new membrane material, extending it at least 6 inches over the edge of the blister to prevent leakage.

It’s important to keep your roof well maintained and cleaned regularly – any build up of moss or algae can contribute to trapped moisture or water that may cause blistering.

 Alligatoring

Alligatoring is the term used to describe the cracking of a coating or surfacing bitumen on a flat roof, which causes a pattern similar to the hide of an alligator.  This can be caused due to water, debris or long term exposure to the sun. The cracking will eventually split and develop further if left unrepaired, meaning that water can get into the roofing and cause leaking, moisture and more damage.

The solution to alligatoring

To fix alligatoring, one solution is to apply a new coating to the roof. First, clean the roof thoroughly, removing all dust, dirt and anything else that is loose. Then apply a primer, and once the primer has dried apply the coating.

Thermal movement

Temperature changes can cause the roofing material to expand and contract, which is relatively normal. However, you must keep an eye on your roof for evidence of this, as continual expansion and contraction can weaken the roof and potentially cause leaks. This thermal movement can also occur on the flashing, resulting in it pulling away from the edges of your roof over time – this leaves room for leakage and moisture entry into your roof.

The solution to thermal movement

Ensure you use good quality flashing and roofing materials, and that they are installed properly, with regular maintenance. If you notice some flashing pulling away from the edges of the roof or house, its best to replace the flashing.

 

How to Prevent Problems with Flat Roofs

Rainwater can be a pretty serious threat to a low-sloped or flat roof. Unlike a steeply pitched roof, these surfaces don’t always have the power of gravity working with them to carry runoff down to the ground. Drainage systems on a flat roof can be overwhelmed quickly by falling debris—and anytime there is standing water on a roof, issues will abound. The water weighs your roof down, which can cause it to collapse. Additionally, standing water provides an opportunity for leaks to occur, especially in hairline cracks that may form over time from constant water exposure. Here’s how to protect your roof—and help it live its best life yet.

  • Inspect and Clean Gutters Frequently—Even if You Have Leaf Guards
  • Sweep Leaves and Dirt Off the Roof Regularly
  • Replace Your Roof Every Ten Years
  • Have Your Roof Sealed with a Waterproof Coating
  • Have Your Roof Inspected Frequently
  • Take Care of Cracks as Soon as Possible

How To Find The Best Dermatologist

How Do I Find the Best Dermatologist?

When looking for the right dermatologist for your needs, Olbricht recommends starting by determining whether the doctor you’re considering is a board-certified dermatologist. “Board-certified dermatologists went to college and then went to medical or osteopathy school followed by an internship and then three years of dermatology residency. So, this is training that’s only in dermatology.” To achieve board-certification status, these doctors must also pass a rigorous exam, and to remain certified, they must continue their education and take additional examinations every 10 years.

Mowad agrees that board certification is important. “Lots of health care providers offer some dermatological care, but as board-certified dermatologists, we feel we have the additional education and training that specializes us in the care of the skin.” If you can’t be seen directly by a certified dermatologist, she recommends looking for a practice that’s under the direction of a board-certified dermatologist. In those cases, you may see a nurse practitioner or a physician assistant who works closely with a board-certified dermatologist and can call on their expertise as needed.

 

How to Choose the Right Dermatologist for You

Determine if your dermatology needs are medical, surgical, or cosmetic

Chances are you have a concern you want to solve, but not every dermatologist is suitable. Dermatologic care, like any other type of medical care, must be specific to your needs as a patient. This is a transactional service after all.

If applicable, identify dermatologists who treat people of color

Your natural skin color affects your dermatology needs.Dr. Saya Obayan, a board-certified clinical dermatologist who specializes in the care of skin, hair, and nail diseases, says, “If you are a person of color, the first thing to do would be to find someone who has experience treating skin of color.”

Plan out how you will be paying

Will your current health insurance plan cover your dermatology costs or will you be paying out of pocket? The answer, which depends a lot on your reason for seeing a dermatologist, may significantly influence who you choose.

Verify the dermatologist’s credentials

This is crucial when seeing any medical professional for the first time. Don’t overlook it. Typically doctors will list their certification and credentials on their website. You can also verify a doctor’s board certification (which means they’ve been trained extensively and exclusively in dermatology) with the American Academy of Dermatology or the American Board of Dermatology.

Scour reviews with a grain of salt

By this point, you already know this person is professionally qualified. Now you need to know if they’re right for you. Most doctors’ offices are searchable online and offer Google and Yelp reviews, as well as reviews on websites like HealthGrades.com, Vitals.com, and RateMDs.com, by former clients. But while credentials are a good way to verify qualifications, you ultimately want a practitioner who makes you feel good about being you.

 

What are The Tips to find the Best Dermatologist?

Get referrals

You should start with a referral list of dermatologists out of your primary care health doctor. Also ask own family, buddies, and different health care providers for tips. With a listing of some names, call every dermatologist’s office to peer if he or she is accepting new patients. Ask the receptionist for a consult appointment to meet and interview the dermatologist.

Consider the dermatologist’s experience

Experience matters when you are facing skin, hair or nail issues. The extra revel in a dermatologist has with a condition or procedure, the higher your effects are likely to be. Ask how many of the procedures the health doctors has accomplished and discover about rates—complications the doctor has encountered in addition to your personal chance of complications.

Evaluate the communication style with the doctor

Try to choose the best dermatologist  with whom you are comfortable talking  and also supports your information needs.

 

Signs of a Great Dermatologist

After-hours care. You should never feel left in the dark. Whether you’re experiencing an allergic reaction following a treatment or you have a pressing question about it, there should be a way for you to reach the dermatologist during evenings and on weekends. “A good dermatologist will have on-call service for emergencies after hours,” says Bank. Some may have answering services that relay messages, while others may leave an urgent contact number on the office’s answering machine. Rather than finding yourself out of luck after weekdays at 5 pm, find a dermatologist who will be there for you.

A generous sampling policy. An office chock-full of mini tubes of various products shows that a dermatologist genuinely wants patients to find the best — and not just any — solution to a given skin problem, and that he or she is conscious of budgets and prescription copay amounts. “If your dermatologist wants you to try a product to make sure it’s right for you before you commit to buying a prescription, it’s a great sign,” says Bank. And don’t be shy; speak up and ask if samples are available, as doctors often have to trash loads of expired samples.

No sales pitching. It’s a doctor’s office — not a home shopping television show. The dermatologist and the office staff should never aggressively push products, treatments, or other remedies that don’t specifically address your personal concerns. “If you feel that a dermatologist is selling you, he or she may be more interested in your money than in helping you,” says Dr. Bank.

Unrushed appointments. Exceptional dermatologists don’t look at the clock; they look at your chart and are completely focused on your personal story and your questions. “Your dermatologist should take the time to explain things, address your concerns, and explain treatment plans, as well as any tests you may have to undergo,” says David Bank, MD, president of the New York State Society for Dermatology and Dermatologic Surgery. If a dermatologist dismisses your thoughts, is difficult to follow up with, or rushes you through an appointment, it’s time to find someone who values you more as a patient.

The best credentials. Report cards matter. Any doctor with a medical degree can start a dermatology practice, but certified physicians boast additional years of supervised study and have passed rigorous exams. Do a free online search to ensure that a prospective dermatologist is board certified by the American Board of Dermatology, which is the gold standard for the industry, says Wendy Lewis, the author of America’s Cosmetic Doctors and a cosmetic surgery consultant. She warns, “Many doctors call themselves dermatologists but may be internists, general practitioners, or something else.”

 

How to Choose a Dermatologist

Ask the right questions. You want someone who does the procedures you’re seeking all the time. At least three to five cases a day is good; more is even better. For lasers, ask if the practice owns or rents the devices. If they rent, they aren’t lasering as much. Also be sure to ask who is doing the lasering. Some doctors will say they “supervise” the treatment a nurse or technician performs, but I don’t think that’s enough. The doctor should be hands-on.

Listen up. When you meet a cosmetic dermatologist for the first time, I think it’s best to give a vague sense of why you’re there and then let her talk. Mention that you’re bothered by the lines on your face or noticeable leg veins, but don’t go into all the remedies you’ve researched online. Listen to how she’d address those issues. Her opinion will give you a sense of her aesthetic philosophy, including how aggressive she is.

Go for a consult. Schedule your first appointment for a Monday or Tuesday. These are usually the busiest days. Take advantage of the full waiting room and ask your fellow patients about their experiences. It’s a good sign if you have to wait several weeks for a consultation; the doctor is in demand. Most doctors charge for a consultation, but often that fee is put toward the cost of a procedure.

Check their bios. Doctors usually have one on their practice’s website. Look for board certification from the American Academy of Dermatology—you don’t want to get Botox from someone certified as an OB-GYN. A website is also a good place to see whether the doctor’s focus is general or cosmetic and if she specializes further. Someone who names laser treatments, or Botox and fillers, will be more experienced than a doctor who insists she does them all equally well.

Know the types. A general dermatologist will treat rashes, acne, and rosacea; they do skin exams to check for questionable moles; and they can help with issues such as thinning hair. They are a good starting place for anti-aging prescriptions such as Retin-A or hydroquinone for wrinkles and brown spots. Deeply etched wrinkles, scars, or persistent discoloration—anything that requires a peel, injection, or laser—are best treated by a cosmetic dermatologist.

Use Dog Bite Lawyer To Protect You

How to Choose a Dog Bite Lawyer

Works on a Contingency Basis

After you’ve narrowed down your options to a handful of lawyers, you should look at how they charge their clients. Most quality dog bite attorneys work on a contingency basis. They start with a free consultation, and during that meeting, they give you a sense of how your case is likely to progress. If your case is strong, the lawyer typically agrees to work on a contingency basis, which means there’s no charge to you unless there is a recovery.

Well-Rated by Professional Organizations

There are a lot of lawyers out there, and to ensure you’re hiring the best dog bite attorney, you should look for lawyers who are involved with professional groups and who receive high ratings from third-party organizations. Ideally, the lawyer you hire should be part of the state bar association and county bar associations. They should also be members of state organizations such as the Massachusetts Academy of Trial Attorneys and federal groups such as the American Association for Justice.

Experienced with Dog Bite Cases

In addition to ensuring your lawyer has experience in your state, you should also ensure that they are experienced with dog bite cases in particular. Armed with experience, a lawyer knows how to fight common defenses from the dog owner’s attorneys. They also have a network of quality expert witnesses they can call on, and those witnesses can be essential for linking your injuries to the dog attack and for establishing the pain and suffering you’re likely to experience due to certain injuries.

Understands Your State Laws

Dog bite laws vary a lot from state to state. Many states, are strict liability states, meaning that the owner is almost always liable when their dog attacks. But in other states, liability can be harder to prove. To ensure you get the best settlement for your case, you need a lawyer who is experienced handling cases in your state.

 

HOW TO CHOOSE A DEDICATED AND EXPERIENCED DOG BITE ATTORNEY

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Power Legal Group has the resources, experience, time and patience to handle your dog bite claim. Call us now for a free initial consultation on dog bite injuries.

Call for a Consultation

The single most effective way to choose a lawyer you will feel comfortable hiring is through a consultation. This is your chance to sit down with the attorney face to face, ask questions, get feedback and make important decisions about the direction of your case. You should come out of this meeting with a good idea of whether or not to hire a particular lawyer.

Consider Access to Resources

When hiring a dog bite lawyer, you are in actuality hiring a whole team of people who will be contributing to your case. This group may be comprised of a lead attorney, a paralegal who does all the research, and investigators who will help collect evidence for your case. If you ever wonder if you should handle the case on your own, just remember that it takes an entire team of experts to successfully handle your case. Your lawyer brings many years of experience to the table and can move the process along seamlessly. You can seriously compromise the stability of your case if you decide to proceed on your own.

Look at Experience

It’s not enough to hire a great personal injury lawyer. There are several subsets of personal injury law. An attorney known for auto accident injury law may not be the best fit for your dog bite case. Look for those who focus on dog bites for the best chance of a successful outcome. Targeted expertise: this is what you want when selecting dog bite attorneys. They know the effects of dog bite injuries, the associated costs, and the ongoing medical needs these types of injuries present.

Conduct an Internal Search

This is one of the biggest factors you should consider when searching for a personal injury lawyer. When conducting your research, stick to your local area to find the lawyer with the most targeted expertise in LA. Ask for recommendations from people you know and take a look at various lawyers’ websites to determine how they have handled dog bite cases in the past.

 

Choosing a Dog Bite Attorney

In the state of Connecticut, if you are bitten by a dog then the owner of that dog is liable for your injuries. Victims’ injuries should be covered by the dog owner’s homeowners or renters insurance. You will often want an experienced Connecticut dog bite attorney on your side, who is familiar with the laws in New Haven and the entire state.

Choosing the right dog bite attorneys to represent you is critical to recovering compensation. You want to make sure you are choosing the right attorney for your case.

 

Most Useful Tips To Choose The Best Dog Bite Lawyer

You should make it a point to check whether the professional you are choosing is registered and licensed. You should check service areas of the professional you are choosing. In addition to that whether he is accredited by the state and is permitted to work in your area. Remember, choosing a local lawyer is advised as he has knowledge about the local laws pertaining to animal bites and personal injury cases.

Read reviews and testimonials of previous clients and customers of the dog bite lawyer you are choosing. You should check whether they are satisfied with the services of the professional. Check whether the professional provides equal importance to every case and negotiates for the maximum amount of compensation. You should check case-studies of the professional you are choosing. This will help you to get an idea of the types of cases handled by him. Check whether he has handled cases similar to yours before.

You should ask for quotes from two or three attorneys. Choose an attorney who quotes the most reasonable rates. You should also compare the reputation of the professional you are choosing. Make sure to choose a lawyer who asks for contingency payments. In this form of payment, you need to pay a lawyer only if you win the case. Choose a professional who offers free consultation services. Remember, lawyers of repute generally have higher fees than less experienced ones. However, it is advised that you choose an experienced one as only he can bring the maximum amount of compensation for you.

 

Choosing the Right Lawyer After a Dog Bite or Animal Attack

Dog Bite Laws Vary from State to State

Some states follow a basic negligence standard, holding dog owners liable when their negligent behavior allows their dog to bite to another. Other states have adopted a strict liability standard, holding owners liable any time their pet bites another person, without any consideration of negligence and regardless of whether the owner was exercising care in keeping or handling the animal at the time or not. Still another popular approach only holds owners liable if they previously knew that their animal had a dangerous or vicious propensity to bite or attack. This doctrine is often called the “one free bite” rule, because an owner may not be liable the first time their animal attacks a person, but after that incident they are on notice and responsible for future attacks.

The Right Animal Attack Attorney Can Help

Dog bites can cause serious injuries, including compound fractures, facial lacerations and puncture wounds, internal injuries, nerve damage, scarring and disfigurement, rabies, and emotional trauma. Victims sometimes come away from a vicious animal attack with permanent physical disabilities as well as depression, post-traumatic stress disorder, or a lifelong fear of dogs or open places. Death from an animal attack is a very real possibility as well, especially when the victim is a small child.

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