Steps to building your first home

You might decide that rather than buying an established property as your first home, it would better suit you to build. Building allows you to customise your home from the outset, creating a brand new property that suits your needs and lifestyle without having to renovate. However, building is a big project that requires understanding, planning and careful management.

Ensure you have pre-approval first.

Construction finance can be complex and the amount of deposit required will vary depending on the lender you approach.  Talking to a lender that specialises in construction loans may be a good starting point.

Do you qualify for government grants?

Eligibility of a first home owner’s grant may mean you require less deposit to build your first home. Make sure you check the rules in your State or Territory to understand if there is a grant available to you and whether you qualify.

Finding the right block of land.

Sometimes it is beneficial to buy a house and land package as opposed to a private block. However, you may prefer to finance your dream block first, and then take your time in choosing the right home and builder. It is a good idea to speak with your lender to understand how your loan will be structured and what will work best for your personal circumstances.

Selecting the builder.

Make sure you do your homework when selecting a builder. Ask questions around whether they provide a Fixed Price Building Contract. Make sure you understand what is and what is not included in the price.


HomeBuilder Grant guidelines

HomeBuilder grant provides eligible owner-occupiers with a grant of $20,000 to build a new home, while for first home buyers who are building a new residence or purchasing a newly built residence, the existing First Home Owner Grant of up to $20,000 remains available

The Commonwealth HomeBuilder provides eligible owner-occupiers, including first home buyers, with a grant of $25,000 to build a new home or substantially renovate an existing home. The Commonwealth and HomeBuilder grants will assist the residential construction market by encouraging the commencement of new home builds and renovations this year.

As the only state with both Commonwealth and State grant programs, it makes the best place to build a home, with the initiative set to stimulate investment in the private sector, strengthen the economy and create thousands of jobs. have worked closely with the Government to ensure both our home builder grant programs are complementary and simple for application



When you’re spending a lot of time and effort building a custom home, it has to be perfect.  You’ve decided to put your time and money into designing, building and decorating your dream home – it should work for you. Plus, you’ll be in your home for a considerable time, so it needs to be a space you love

Building Luxury Homes

The surest way to achieve your dream home is to plan it yourself with the help of a reputable luxury home contractor. When you build, you have a say in every last detail of your home. You get the quality and materials you can comfortably afford, the floor design you want, the most amazing interior décor, and more

If you are in the market for a luxury home, it’s best to weigh the pros and cons of building versus buying an existing home. Building your home allows you to control the home’s design. You can also choose special amenities that function for your lifestyle and family.

The last thing you want after buying a home is to have to start stressful renovations because you find things that just don’t work for your family. In the end, you’ll find that building a custom luxury home would have been a better option instead! By building your luxury home, you can turn your dream into reality.

Identifying the perfect location

Do you want to live out on a secluded lot where you get up in the morning to the sight of wildlife in your front yard? Or do you want your home to be a stone’s throw away from freeways and shopping? When planning to build your luxury home, location is of utmost importance


HomeBuilder Grant

What is the HomeBuilder Grant?

The Commonwealth’s HomeBuilder Grant was announced on 4 June 2020 and is available in accordance with the First Home and Housing Construction Grants

The HomeBuilder Grant of $25,000 is available to eligible owner-occupiers (including first home buyers) who build a new home, substantially renovate an existing home, or buy an off the plan/new home, where the contract is signed between 4 June 2020 and 31 December 2020 inclusive.

What is the HomeBuilder Grant amount?

The HomeBuilder Grant is $25,000 for building a new home, substantially renovating an existing home, or buying an off the plan/new home. Funding for the HomeBuilder Grant

HomeBuilder Grants are provided for properties that are owner-occupied. Investment properties are not eligible. Eligible owner-occupier(s) must be listed on the property’s certificate of title. The HomeBuilder Grant is not intended for properties where a tenant lives at the property owned by somebody else, or where a person lives in a dwelling that they own and that is situated on land owned by someone else (such as in land-lease communities and/or retirement villages)

Eligibility – the contract:

The contract:

you must enter into a contract to build, buy or renovate between 4 June 2020 and 31 December 2020 (inclusive);

for an off the plan/new home purchase a sales contract rather than a building contract is eligible, but must meet the other eligibility criteria. Construction can have commenced prior to the date of the sales contract, however commencement must be on or after 4 June 2020.

the building work undertaken on your home must be undertaken by a person who currently holds a relevant licence as required under the Building Work Contractors Act 1995 (but not an owner builder) and held that licence on 4 June 2020;

no applicant is able to perform work under the contract, whether they are paid or not;

contracts must be made at arm’s length;

contract prices must be at market rates and cannot be artificially inflated or deflated; and

contracts cannot replace a previous transaction entered into before 4 June 2020 that is for the same or substantially similar home (or the same or substantially similar renovation) and is between substantially, or benefits substantially, the same parties.



Getting Started

Buying a new home is an exciting time. Thinking through what you want first can save you a lot of time. Below we have listed a few points to help you focus on what’s important to you

The Type of Home You Would Like

Single storey, double storey or dual occupancy homes such as a duplex or house with granny flat

The Size of the Home

Number of bedrooms, bathrooms and car parking spaces

The Internal Layout of the Home You Like

Position of bedrooms, formal and informal living, dedicated media or study room, casual outdoor living

Consider the level of inclusions you would like in your new home

Think through your needs now and into the future

Setting a Budget

Having a clear focus on how much you want to spend will help you make the right decision as to which Homes design best suits your needs.